Dúo Los Claveles de Santiago, is comprised by Mariano, who is 21 years old and single. He lives with her mother. Mariano sells mens' clothing, under shirts, sneakers, blue jeans, sweaters, and other articles of clothing. He has had his business for 3 years, and started only selling undershirts, which gave him the idea to find a location since he saw the necessity to contribute income to his household and to invest in his studies. His friends were his first customers, and now he is known for his good offers and the quality of fabric that he sells. His dream is to complete his studies, since he only has his mother because his father died when he was only 10 years old, and in the same way will continue helping his mother with income.
In the photograph, the business of the member is shown due to distance.
Dúo Los Claveles de Santiago, integrado por el representante Mariano de 21 años soltero, vive con su madre, Mariano se dedica a la venta de ropa para caballeros , camisolas, playeras, pantalones de lona, suéteres, y otros artículos, tiene su negocio desde hace tres años y empezó solo vendiendo camisolas y eso le dio la idea de buscar un local ya que vio la necesidad de aportar ingresos a su hogar e invertir en sus estudios, sus amigos fueron sus primeros clientes ahora lo conoces por sus buenas ofertas y calidad de tela que vende, su sueño es lograr terminar de estudiar pues solo tiene a su madre ya que su padre falleció cuando apenas tenía 10 años, y de la misma manera también seguir ayudando a su madre con los ingresos.en la fotografia se muestra el negocio de de la siguiente socia por motivo de distancia.
FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.