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Divina Misericordia Group
In this Group: Maria Del Carmen, Maria, Oswaldo, Patricia Augusta, Nella Magnolia, Emanuel, Haydee, Luis Carlos
Greetings from your brother country of Peru. María del Carmen is one of the members of the group DIVINA MISERICORDIA - EL TAMBO, which was formed on year ago. Maria tells us that the group has made more than just members, they are friends, and that they have been strengthened over time.

María del Carmen is 63 years old, single, and from the teaching profession. She has already retired and received a pension, but it was not enough to live comfortably. For this reason, she started to rent internet service by the hour on the only computer that she had, which was for her personal use. Little by little, by saving all her profits at the start, she managed to buy more computers and conditioned a room in her house to be able to put in rent booths. The loan that she is requesting is for the purchase of some supplies for her computers, such as speakers, screen protectors, headphones, etc. She is very thankful for the support that EDAPROSPO and the KIVA team is offering her so that she is able to grow her business.

In the picture, María del Carmen is in an orange shirt, between the two men.
View original language description ↓
Buenos Días!!!, tengan todos ustedes, saludos desde su hermano país del Perú. María del Carmen es una de las socias del Grupo DIVINA MISERICORDIA – EL TAMBO, que lleva ya 01 año de estar conformado. María nos dice, que el grupo que han formado más que socios, son amigos, que al pasar se ha fortalecido.
María del Carmen tiene 63 años, soltera, y de profesión Docente, y ya se jubiló, recibe una pensión, pero no le alcanzaba para vivir cómodamente, es por eso que empezó alquilar por horas el servicio de internet, en su única computadora que contaba y que era de su uso personal, poco a poco ahorrando al inicio todos sus ingresos, logro comprara más computadoras y acondiciono su sala en su casa para poder poner sus cabinas de alquiler de internet, el préstamo que está solicitando es para la compra de algunos suministros para sus computadoras como, parlantes, protectores de pantalla, audífonos, etc.
Ella muy agradecida por el apoyo que EDAPROSPO y equipo de KIVA le esta brindando para que pueda crecer su negocio.
María del Carmen viste con una blusa de color naranja, se encuentra en medio de los dos varones.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Divina Misericordia Group's $2,250 loan helped a member to buy speakers, screen projectors, and headphones.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Aug 5, 2012
Currency Exchange Loss:
Nov 15, 2012