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Tusaidie Group
In this Group: Masika, Kavugho, Kahindo, Kahindo, Kavira, Masika, Katungu, Lumaliza, Kavira, Kabuo, Riziki, Bitaha, Kahindo, Kavira, Kavugho, Kanyere, Kavira
The client Bituha is the advisor of the business group Tusaidie. She is 53 years old, married, and the mother of 12 children and a number of grandchildren. Her husband is a priest in a Baptist church.

The client has been selling beignets and cakes out of her home for about 5 years. She started her business with a revolving credit line from a local development bank in the city of Goma.

Later on, she asked for support from IMF Hekima. She has just completed 22 loan cycles with Hekima's microfinance program.

She says that thanks to this loan, her children can study comfortably in the local universities.

The major challenge with her business has to do with having a small amount of capital. This new loan will help her buy wheat flower, yeasts, sugars, etc. The rest of the money will be used to pay for schooling fees for her children.

She would like to grow her business and would like to thank Hekima for their support and empowerment of female small business owners.
View original language description ↓
La cliente Bituha est conseillère du le groupement d’affaire Tusaidie, âgée de 53 ans. Elle est mariée et mère de 12 enfants et plusieurs petits fils. Son mari est un serviteur de Dieu, pasteur dans une église baptiste. La cliente est vendeuse de beignets, de gâteaux à son domicile. Elle commença son entreprise avec le crédit rotatif d’un mutuel locale de développement, de lors qu’elle a été affectée dans cette ville de Goma. Environs 5 ans, elle exerce cette activité. Plus tard, elle sollicita le soutien de l’IMF Hekima, elle vient de réaliser 22 cycles dans le programme de microcrédit de Hekima. Dit-elle, que grâce à ce prêt, ses enfants étudient confortablement dans les universités de la place. Le grand défi de cette activité est lié au faible capital financier. Ce nouveau crédit doit lui servir de s’approvisionner avec la farine froment, levures, sucres, etc. Le reste d’argent servira pour payer les frais académiques pour ses enfants. Elle ambitionne agrandir son entreprise. Ainsi, elle remercie Hekima pour son appui et autonomisation des petits entrepreneurs femmes

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tusaidie Group's $4,425 loan helped a member to buy wheat flour, yeasts, sugars, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 27, 2012
Currency Exchange Loss:
Nov 15, 2012