Félicité is a 46-year-old woman, who is single and has no children. She opened a bar which she currently manages in a neighborhood of the capital nine years ago. Her bar does well and is well-located. However, she lacks stock as her capital does not allow her to diversify the flavors of her drinks. Consequently, some of her customers are not satisfied, and as a result they frequent her competitors’ establishments.
Félicité has requested her loan to increase the number of crates of drinks she buys, and also to diversify these products. This will satisfy her customers, increase her sales and, as a result, improve her profits. She plans to reinvest her profits in expanding her business, as she would like to open a restaurant.
Félicité est une femme de 46 ans célibataire sans enfants. Elle a ouvert et gère un bar dans un quartier de la capitale depuis 9 ans déjà. son bar fonctionne, elle a un bon emplacement mais manque de stock de marchandises parce que son capital ne lui permet de beaucoup diversifier les gout de boisson d'où l'insatisfaction de certains de ses clients qui sont obligés d'aller consommés chez ses concurrents. Elle sollicite donc ce crédit pour pouvoir augmenter les casiers de boisson et les diversifier. Celà satisfera sa clientèle, augmentera ses ventes et donc ses bénéfices. Elle réinvestira ses bénéfices dans son activité pour l'agrandir, parce qu'elle aimerait ouvrir un restaurant.
More information about this loan
This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.
About ACEP Cameroun
Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.