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Ramela is involved in agriculture. She raises cows, pigs and keeps livestock. Ramela's two sons help their mother with agriculture. Ramela makes cheese from the milk she gets, which she sells in the regional center, Kapan town. Now Ramela would like to increase the number of cattle by purchaseing two neats and a cow. This will allow Ramela to make more cheese from the milk and increase her sales. Ramela hopes to earn more income and then she will renovate her house and insure a better future for her sons.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Ramela to pay for 2 neats and a cow.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012