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Epiphanie is 31 years old and is married. She has four children. Epiphanie purchases and sells various goods such as: lotions, cooking oil, soap, Colgate, etc. She has been in this business for four years, and she starts her work from 8 a.m to 7 p.m every day, except on Sunday, of the week. Epiphanie currently employs two people to help her in the business.

Epiphanie has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as: lotions, cooking oil, soap, toothpaste, etc. for resale. With any profits, she will be able to save for her future, and she will be able to buy her own house.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 602.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Epiphanie to purchase various goods such as: lotions, cooking oil, soap, toothpaste, etc. for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 28, 2012
Currency Exchange Loss:
Apr 25, 2014