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Nicolle Josette
Nicolle is a married woman of 49, mother of four children whose ages range from 12 to 23 years of age. Three of the children attend school. For 15 years, she has been retailing foodstuffs (tomatoes, onions, and peppers) according to the season, in a local market. She knows her suppliers well and especially her clientele which she has acquired over the years thanks to her experience in this business.

Nicolle would like to buy crates of tomatoes, a sack of onions, and crates of peppers. so as to have a good stock that will allow her to respond to the constant demand of her clientele and to avoid running out of something. She will save her profit not only to grow her business, but also to support her family.
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Nicolle est une femme mariée de 49 ans mère de 4 enfants dont l'age varie entre 12 et 23 ans et 3 de ses enfants vont encore à l'école. Elle fait la vente en détail des vivres frais( tomate,oignons et poivrons) en fonction des saisons dans un marché de la place depuis 15 ans. Elle a un bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Elle souhaiterai acheter des les cajots de tomate, un sac d’oignons les cajots de poivrons pour avoir un bon stocks ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,320,025
    Funds lent in using Kiva
  • 543.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Nicolle Josette to buy crates of tomatoes, a sack of onions, and crates of peppers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 27, 2012
Currency Exchange Loss:
Nov 15, 2012