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Norik is 26 years old. He lives in Noravan village with his parents. The family is busy with daily agricultural activities, as their farm includes a large number of livestock, trees and plants. Norik and his parents raise cows, sheep and chickens, grow wheat, barley and potatoes, as well as apple, pear and walnut trees.

Norik would like to increase the number of livestock, for which he needs sufficient means. With the requested amount he will purchase 12 calves.

Expansion of the farm is important for Norik to keep development of agriculture and provide financial stability for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Norik to pay for 12 calves to raise.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012