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Annet is married with five children, and all her children go to school. She doesn’t take care of additional family members. She has a business of selling charcoal and has been in this charcoal business for 10 years. She sells to all categories of people but on a retail basis.

She has applied for a loan of 300,000 Uganda shillings from MCDTSACCO to buy more bags of charcoal. She doesn’t have any other income-generating activity. Her major business challenges include seasonality and defaulters. She works seven days a week and works at the market.

She aspires to become a wholesaler and also to start going to villages for charcoal. She resides in her own house, and the family has access to electricity and piped water. Her monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD