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Karine is involved in agriculture. She raises cows, sheep, and chickens and cultivates potatoes. Karine would like to increase the number of cows on her farm. In addition, she needs to purchase grass to feed them, as the grass she grows on the farm is insufficient for this purpose.

Karine lives with her husband and four children: her daughters (10 and 11 years) and sons (7 and 3 years). Agriculture is the main source of income for this family of many children, so developing the business will help Karine and her husband to earn more income and ensure improved living conditions for their children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Karine to pay for two calves and fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Jul 28, 2012
Currency Exchange Loss:
Jul 17, 2013