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Gladys is a 53-year-old married woman. She has 2 children, 22 years and 30 years old. She describes herself to be honest and a go-getter woman. She operates a grocery store and rental house business selling vegetables and providing accomodation to tenants. She has been involved in this business for 17 years. Her business is located near a busy road which is near a town and her primary customers are residents.

Gladys describes her biggest business challenge to be delay of payments from customers. She will use the Kes 41,500 loan to buy a water tank worth Kes 41,500 for her tenants. Her business goal is to build more houses for rental accomodation within 5 years. She hopes that in the future, she will have been financially stable in her business.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 565
    View loans »
    Kenya Loans Fundraising
  • $49,708,225
    Funds lent in using Kiva
  • 84.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Gladys to buy a water tank worth Kes 41,500 for her tenants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 28, 2012
Currency Exchange Loss:
Jul 17, 2013