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Karine is 23 years old. She runs a shop in Kapan town, where she trades with shoes and bags. Karine needs to add inventory with more variety in her shop. With the requested amount she plans to purchase 80 pairs of shoes and 30 bags. This will allow Karine to increase the sales and bring in more income. Karine lives with her little, 2-year-old son. Development of business is important for her to have a stable income and insure a brighter future for her child.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Karine to pay for shoes and bags.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012