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Vardan lives with his parents in Spandarian village, Armenia. The family is involved in agriculture. They raise cows, sheep and chickens and also cultivate potato and barley. Vardan needs to finance the transportation of their potato and barley harvest and their milk products. With the help of a loan he will purchase 300 liters of petrol and 500 liters of diesel fuel. This is important for Vardan to organize sales of his family's produce and hence gather enough income to sustain his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $15,782,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Vardan to pay for fuel for transportation of farm produce.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012