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Neak is 48 years old and a mother of three dependent children who are currently enrolling in a local school of Kampot province. She is a farmer and married to her spouse, a local policeman. She owns around two hectares of farmland for cultivating annual rice crops, earning approximately USD 2 per day. She has been operating this business for almost 30 years. Also, Neak raises cows for fattening and after about one year, she will sell them for profit. Raising cows for trading is a long-term investment for Neak.

To make her business become viable and profitable, Neak would like to have a loan of KHR 2,000,000 to purchase a cow for raising. Neak is very happy that Kiva lenders help her in the business. She is appreciating and promises to pay her loan back punctually as schedule. In the future, Neak wants to own a farm, on which she will operate a cow fattening and breeding business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Neak to purchase a cow for raising.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 4, 2012
Currency Exchange Loss:
Jul 25, 2013