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Vardan is 26 years old. He lives in Kechut village with his mother and brother. Vardan is involved in agriculture. He raises cattle and grows apple and pear trees. Vardan has applied for this loan to increase the number of cattle. He plans to purchase 4 calves.
Vardan works at a local company as a driver, but the main source of income for him comes from the sales of agricultural products. With the increased number of cattle, Vardan will be able to make and sell more products and gather more income. It is important for this young farmer to sustain his family and put away savings for starting his own family in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Vardan to pay for calves.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 26, 2012