A loan of $1,500 helped to buy natural products.


Luz Margarita's story

The communal bank Proyección 2000 [Project 2000] meets every two weeks in the beautiful capital city of Portoviejo, which is surrounded by incredible beaches and boasts of good weather. The lovely, dedicated women members work hard each day to provide for their families. Luz, 54, is married and has three adult, independent children from her marriage. Her husband is a farmer.

Our friend Luz is a merchant who sells natural products by order and has a substantial number of loyal customers. She works three to four days a week on an informal schedule based on when her customers call or when she is not busy. She extends credit and collects every week or 15 days from her customers. Her best selling products are those that cleanse the body and increase energy. She has been a merchant for 12 years and has always enjoyed business.

She will use this loan to buy more natural products to fill her orders. She has been a member of the communal bank since its inception and is very pleased that the loans from Fundación Espoir have helped her grow her business. Her dream is to follow the path God opens to her.

Translated from Spanish by Kiva volunteer


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Loan details