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Zenzontle Group
In this Group: Elba, Milagro, Alma, María
The Zenzontle group of comprised of four hard-working and enterprising people. Milagro is one of them. She has been making hammocks for 21 years. When she started she bought the hammocks already made to sell. Later, she started making them.

She will use the loan to buy netted cord, hoops, roller bearings, and ball bearings, and to pay for labor.

The other members are Elba Rosa, who has a grocery store, Alma, who has been selling bread for five years, and María Terersa, who sells fruit and cooked beans.
View original language description ↓
El grupo Zenzontle lo conforman cuatro personas trabajadoras y emprendedoras una de ellas es Milagro quien es artesano de hamacas desde hace 21 años. Cuando inicio compraba las hamacas hechas para vender después empezó hacerlas.
El crédito lo invertirá en manila, argollas, bolillas, pelota y mano de obra.
Las otras integrantes son Elba Rosa quien tiene una pulpería, Alma vende pan desde hace 5 años y María Teresa vende frutas y frijoles cocidos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Zenzontle Group's $1,750 loan helped a member to buy netted cord, hoops, roller bearings, ball bearings, and to pay for labor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 5, 2012
Currency Exchange Loss:
Apr 17, 2013