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Yelian Group
In this Group: Sophie Egnonkè, Elisabeth, Jima, Bernadette, Appolinaire, Jeanne Béatrice, Jeanne, Dossi Jeanne, Chantal
YELIAN is a group made up of nine members who live in the same neighborhood and whose president (the one with her hand raised in the photo) is named Sophie Egnonkè. With the goal of growing their working capital, this group is requesting a loan from ALIDé.

Sophie Egnonkè did not attend school. She is 42 and married to Lucien. The couple have four children of whom one is still living under their roof. Sophie Egnonkè lives together with her child and her husband and does her share, together with her husband, to cover their household expenses. So as to ensure the well-being of the child who is still under their care, Sophie Egnonkè sells porridge (made with wheat flour) out of her home.

Sophie Egnonkè buys her supplies in a Bénin marketplace. This is the third time that Sophie Egnonkè and her group called YELIAN are requesting a loan from ALIDé. This loan will certainly permit Sophie Egnonkè and the other members of her group to expand their businesses by adding to their stock of merchandise and growing their clientele and their income. Their first two loans have been correctly reimbursed.
View original language description ↓
YELIAN est un groupe constitué de neuf personnes qui résident dans le même quartier et dont la présidente (celle qui a la main levée sur la photo) est nommée Sophie Egnonkè. Dans le but d'augmenter leur fonds de roulement, ce groupe sollicite un crédit auprès de ALIDé. Sophie Egnonkè n’a pas fréquenté l’école. Sophie Egnonkè est âgée 42 ans et est mariée à un certain Lucien. Le couple a quatre enfants, dont un reste à leur charge. Sophie Egnonkè vit ensemble avec son enfant et son mari et assure avec son mari les charges de la maison. Afin d’assurer un mieux être à son enfant qui reste à charge, Sophie Egnonkè vend de la bouillie (faite à base de la farine de blé) à son domicile. Sophie Egnonkè s’approvisionne dans un marché du Bénin. C’est la troisième fois que Sophie Egnonkè et son groupe YELIAN sollicite un crédit auprès de ALIDé. Ce prêt permettra certainement à Sophie Egnonkè et aux autres membres de son groupe de rehausser le niveau de leur activité par l’augmentation du stock de leurs produits et d’accroître leur clientèle et leur revenu. Les deux premiers crédits ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 541.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yelian Group's $1,350 loan helped a member to buy wheat flour and sugar.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 26, 2012
Currency Exchange Loss:
Aug 20, 2013