A loan of $1,475 helped to have working capital for her business selling cosmetics.

Marcela Rossie's story

When Marcela was very young, her father died. This meant that during her lifetime, as the eldest daughter, she has had to help her mother with the household expenses.

Currently, she is living alone and independently. However, every month she helps her mother by contributing in some way to the expenses of her younger siblings.

She has the desire to improve herself, so despite her scarce resources, she is going to university, studying for a degree in industrial engineering. She is paying for her studies with what she earns from selling her products; these earnings being a function of her business's performance from month to month.

She is used to getting up early, in order to go to classes, and as soon as she finishes her university hours, she goes to drop off catalogs at the various places where they know her, because of the time she has been selling her products. They call her as soon as they need some product.

Sometimes until late at night, she goes around to the places where friends and family members place orders with her, to then return to her home and devote herself to studying or to doing her university projects.

She will use the loan to increase the working capital of her business selling cleaning products and perfume.

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Translated from Spanish by Kiva volunteer Jeff Goldie

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