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Adam is single, 30 years old, and has been a public transportation driver for 6 years. He is currently a tenant, since the only lands he owns are in the rural area. In the future, he would like to use them for agricultural production and thus move up in life, since his aspiration is to own a small piece of land inside the city. He says that he was able to complete only primary school, since he was not able to get a secondary school diploma because of his parents' financial troubles. Adam had to look for work at a young age and thus had no choice but to put aside his studies. That is why now he asks for a loan in order to move up in life and grow, since he has many aspirations. With the loan, he wants to repair his vehicle, a Microbus, which was purchased at the cost of a great sacrifice and with which he hopes to increase his income and thus improve his standard of living. Thanks to the loan he will be further along on the path toward his dream, and will also feel satisfied to have reached this intermediary goal of repairing his vehicle.
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El Sr. Adam tiene 30 años de edad, es soltero, es chofer de transporte público hace más de 6 años, actualmente el cliente vive en una casa alquilada, ya que solo tiene terrenos de su propiedad en el área rural, los cuales a futuro piensa trabajarlo con el fin de producir y de esa forma superarse ya que su aspiración es tener un terrenito dentro de la ciudad. El cliente nos comenta además que dice haber cursado hasta la primaria, ya que no pudo concluir el bachillerato por problemas económicos por los que atravesaban sus padres viéndose en la necesidad de buscar trabajo desde muy pequeño y por tanto dejar de lado los estudios, es así que ahora solicita el crédito para poder superarse y crecer ya que tiene muchas aspiraciones. Con el crédito que se le otorgue el piensa refaccionar su vehículo Microbús, que con mucho sacrificio pudo comprarlo, con el cual espera percibir mayores ingresos y de esa forma mejorar su nivel de vida, puesto que con el crédito será más fácil avanzar en el sueño que quiere lograr, además de sentirse más satisfecho de haber logrado lo que quiso.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Adam to repair a public transportation vehicle.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012