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From a rural village of the Kandal province’s Kandal Steong district of Cambodia, Khem is 54 years old and married with six children, four of whom work at a garment factory. Khem is a rice farmer who has been farming rice for 15 years to make a living. The current business earns her about 8 USD to feed her family and she is able to save about 3 USD each day for future needs.

This is the first loan for Khem with Kiva’s partner, VisionFund. She is applying for a loan of 1,000 USD. She will use this loan to buy a plot of farmland for her family's business in order to extend her farmland. With this loan, she hopes to increase her crop yields so as to earn more income from her primary business to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 93
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khem to buy a plot of farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 27, 2012
Currency Exchange Loss:
Jul 17, 2013