A loan of $650 helped to purchase additional crops in bulk for resale.


Kristina's story

Mambo (Hello!) from Mbeya, Tanzania! This is 26-year-old Kristina M.. She is married, and has four children between the ages of 2 and 11. She also has two dependents, her nieces, who live with her.

In 1999, Kristina established her crop wholesaling business. Kristina requires a loan in order to purchase additional stocks of crops in bulk. She thanks you for your support.



SELFINA is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility as a practical way to achieve the economic and social emancipation of women.



SELFINA has taken a leading role as a pioneer of microcredit in Tanzania through micro-leasing. Because customs and traditions in Tanzania normally make it difficult for women to own land and assets, the women lack tangible collateral assets, and financial institutions do not consider them to be credit-worthy. This leads to poor financial support and, as a result, limited access to basic needs and services for women with low incomes.



SELFINA buys and leases equipment to women. When a client needs working capital, SELFINA buys the equipment from the client, extends a loan to her, and then leases back the same equipment – a process called a "sale and leaseback" arrangement.


Loan details


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Loan details