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Kwembe Group
In this Group: Mercy, Zawadi, Pili, Athanal, Pamela, Julius, Mgaya, Eda, Leah*, Msafiri
* not pictured
Mercy is in her late 40s and single with two children who attend school. For the past year, she has been selling food. Mercy works every day from 6:30 in the morning through 6:00 in the evening and is able to make a very small monthly profit.

Mercy is requesting her first loan from Tujijenge Tanzania to buy more stock of food to sell to more customers. She will share her loan with her loan group "Kwembe." This group has 10 members who will hold each other accountable for repaying the loan. In the future, Mercy's dream is to one day own a hotel.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,585.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kwembe Group's $2,025 loan helped a member to buy more food to sell to more customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 4, 2012
Currency Exchange Loss:
Jan 15, 2013