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Xhejlane is an Ashkali woman living in an Ashkali (an Albanian-speaking ethnic minority) community in Kosovo. She is married and has three children. Her community lives under extremely poor and unhealthy conditions. Children wake up very early in the mornings and go to the trash containers looking for food.

Xhejlane’s family always feels cold and gets sick in winter due to the cold. They have a serious problem with their home's roof, windows and doors. Her house needs a serious renovation so the family can live a healthy and normal life.

Xhejlane has requested a loan to renovate her house and to buy new doors and windows. She hopes this loan will improve the health of her family.

Xhejlane is very grateful to KosInvest lenders for improving the family's conditions and standard of living.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 9
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Xhejlane to renovate her house, to buy new doors and windows.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Jul 27, 2012
Currency Exchange Loss:
Apr 16, 2014