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Karomat K. lives in Tursun-zoda. She is 45, divorced and has 3 children. She has finished high school. Karomat sells shoes on the market. She has been in this business for 13 years. It is the main source of income for her family. Karomat takes care of her children by herself, she wants to give them a good education, which costs money. Karomat divorced her husband when the children were still small.

Currently, she wants to buy seasonal goods, which is why she needs money. Karomat decided to ask for a loan. She plans to repay within 12 months

Translated from Russian by Anna Startseva, Kiva volunteer

Каримова Каромат жительница города Турсунзаде. Ей 45 лет,разведенная ,имеет 3 детей. Образование средние. Каромат торгует на рынке обувью. Занимается бизнесом более 13 лет. Эта деятельность является основным источником дохода ее семьи. Каромат сама растит своих детей,хочет дать им хорошее образование,что стоит денег. С мужем Каромат развелась,когда дети были еще маленькими. В данный момент клиентка хочет закупить сезонный товар,на что ей нужны деньги. Каромат решила взять кредит. Планирует погасить кредит в течение 12 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Karomat to increase the assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2008
Jun 8, 2008
Currency Exchange Loss:
Jul 15, 2009