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Rafaelo is 63 years old, married and has six children. She is in the agricultural business in the Philippines. Rafaelo requested a PHP 20,000 loan through NWTF to purchase more sacks of rice grains to sell.

Rafaelo has been in this business for five years now and has borrowed 9 times in the past from NWTF to sustain it.

In the future, Rafaelo would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 360
    View loans »
    Philippines Loans Fundraising
  • $70,668,125
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rafaelo to purchase more sacks of rice grains to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 26, 2012
Currency Exchange Loss:
Oct 15, 2012