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Mariuxi Lorena
Mariuxi, 33, determined that somehow or other she must help her family’s economy which was going through very critical moments. She decided to open a home-based grocery store and to sell her products at a snack bar in a local school in the city of Libertad that is cattycorner from her house.

Once she secured the necessary permits she started selling food in the snack bar and has been improving her family’s economic situation this way. Now, she distributes her time spending mornings tending to the snack bar at school and then opens her store in the afternoon. Sometimes her husband helps her since he’s a seafood merchant and finishes work early.

She will use the loan to buy supplies for the store and food items to sell at the snack bar. She hopes in future to enlarge her store and to open a blended fruit stand at home.
View original language description ↓
Mariuxi a sus 33 años considero que de alguna manera debía ayudar en la economía familiar la cual estaba pasando por momentos un poco críticos, tomo la decisión de abrir en su domicilio una tienda de víveres y ofrecer sus productos en el bar de la escuela de la ciudad de Libertad que esta diagonal a su casa. Después de los permisos correspondientes empezó con la venta de comidas en el bar de esta forma a mejorado la situación económica en su familia. Ahora su tiempo lo distribuye en las mañanas atiende el bar en la escuela y en las tardes abre su tienda, algunas veces su esposo le ayuda ya que él es comerciante de mariscos y termina temprano la venta. Con el préstamo comprara productos para la tienda y víveres para la venta de comida en el bar. Espera a futuro poder agrandar su tienda y abrir un local de venta de batidos en su domicilio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Mariuxi Lorena to buy groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 4, 2012
Currency Exchange Loss:
Aug 20, 2013