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Angela Emerita
Angela lives in the suburban southern area of Guayaquil, and at age 35 finds herself separated from her spouse and lives alone, since all her children are grown up. Several years ago, she began a business of clothing and cosmetics sales via catalog thanks to a friend who insisted that she should try it. These days, she sells to her family, friends, and acquaintances in the neighborhood where she makes her route. Among the products she offers are perfumes, deodorants, blouses, and pants.

She sells products from Monday to Saturday throughout the day, and she likes the work she does, since it allows her to be active and above all to make a profit. With the loan she will receive, she hopes to buy merchandise that she really needs for sale. Her greatest dream is to be able to have her own fashion review in catalogs.
View original language description ↓
Angela vive en el Suburbio sector sur de Guayaquil, a sus 35 años se encuentra separa y vive sola ya que todos sus hijos son mayores de edad. Hace varios años empezó con la venta de ropa y cosméticos por catalogo gracias a una amiga quien le insistió para que lo hiciera, hoy en día vende a sus familiares, amigos y conocidos del barrio donde realiza sus recorridos. Entre los productos que oferta están los perfumes, desodorantes, blusas y pantalones. Realiza la venta de lunes a sábado a cualquier horario, le gusta la actividad que desarrolla ya que esta activa y sobre todo le da ganancias. Con el crédito espera comprar mercadería para la venta que le hace mucha falta. Su sueño más grande es poder tener su propia revista de modas por catálogos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Angela Emerita to buy perfumes, deodorants, blouses, and pants.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 4, 2012
Currency Exchange Loss:
Sep 3, 2012