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This is 36-year-old Saffa. He is married and has four children aged 12, 9, and 6 years old, and the last child is 4 months old.

In 2008, Saffa established his clothing and shoes business. He began his business because he wanted to engage himself in income generating activity after he dropped out of school and that is his only source of survival. Working seven days a week and ten hours a day, he earns about Le 970,000 every month from this business. He would like a loan in the amount of Le 4,000,000. Saffa has already received and successfully repaid a loan and now requires a new loan in order to buy jeans, trousers, men's shirts, traveling boxes, and shoes. He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000. In the future, Saffa plans to build a house, to start running to Dubai, and to educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,360.0
    Sierra Leone Leones (SLL) = $1 USD
A loan of $925 helped Saffa to buy clothing and shoes.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Jul 26, 2012
Currency Exchange Loss:
Aug 25, 2012