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Professor Rosalio fills his time as an educator involved in secondary education at the Rubén Darío Institute. He has worked as an educator for 30 years. His dream is to enjoy job stability and a decent home with all of the basic conditions that every citizen aspires to. This client has two daughters, both of whom are educators. The older of the two, who is 25, is a teacher at a private school, and the younger, who is 22, teaches physical education at the Rubén Darío Institute. He also has a grandson under his care.

His wife also works as an educator at the same institute, and all of them assume the responsibilities and the family expenses since they are a close family. Rosalio is the only person recognized in the municipality of Nueva Guinea for being responsibe and sociable. Currently, Professor Rosalio is studying for a degree in English at the University of the Autonomous Regions of the Caribbean Coast of Nicaragua (URACCAN).

He is requesting a loan to invest in the purchase of construction materials in order to plaster the kitchen and a room in his house, which is located in zone # 6 in Nueva Guinea.

Translated from Spanish by Sheila Johnson, Kiva volunteer.

El Profesor Rosalio se desempeña como docente de educación secundaria en el Instituto Rubén Darío labora desde hace 30 años como docente, su sueño es tener estabilidad laboral y una vivienda digna con todas las condiciones básicas como todo ciudadano aspira, este cliente tiene dos hijas ambas son docentes la mayor de 25 años es docente de un colegio Privado y la menor de 22 años es docente de educación Física en el Instituto Rubén Darío, y un nieto que esá a su cargo.

Su esposa trabaja también como docente en el mismo Instituto todos asumen las responsabilidades y los gastos familiares ya que son una familia unida, él es una persona reconocida en el municipio de Nueva Guinea por ser responsable y sociable, actualmente el Profesor Rosalio esta estudiando Lic. En Ingles en la universidad URACCAN.

Está solicitando el crédito para invertirlo en compra de materiales de construcción para repellar la cocina y un cuarto en su casa ubicada en la zona # 6 de Nueva Guinea.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rosalio to plaster walls in kitchen and bedroom.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 2, 2008
Apr 18, 2008
Currency Exchange Loss:
Sep 15, 2009