A loan of $475 helped to buy a machine for milling or husking.


Ismahila's story

Mr. Ismahila is 42 years old, married, and the father of one child. He lives in a traditional family with several households in the Bagadadji district in Ségou City. Having dropped out of school in the 8th fundamental year (Malian system of education) in order to become a driver apprentice, he finally opted for the trade of miller. He has been in this business for two years. He has mastered the ins and outs of this business sector. His strengths are due how he accommodates his customers and especially how flexible he is toward women, who constitute the framework of his customer base.

Concerned about satisfying customer demand, especially for the present month of Lent, when demand is higher, he is requesting this new loan. He has had an association with the microfinance institution Soro Yiriwaso for 12 months after his first individual loan, properly repaid. He is now on his second individual loan, which he intends to use to buy a milling machine. He gets his supplies locally in Ségou.

Mr. Ismahila offers his services for cash in the bulk of cases to a customer base composed mostly of women and a few men, who are livestock farmers who go to him to stock up on grains for feed.

With this loan, he envisions making a monthly profit of 100,000 francs CFA that will enable him to cover family expenses, pay his electricity bill, and pay his apprentices. His ambition is to build a house.

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Translated from French by Kiva volunteer Daniel Kuey



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