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He's married and has a son who attends school. He lives with his family in a house he owns and doesn't support anyone else.
He works as a civil servant, and with the current loan he intends to purchase construction supplies (cement, sand, rocks, bricks, etc.) in order to continue building his house.
In the future he plans to finish building and furnishing his home, and to continue his studies. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is obtaining loans that can cover his projects.
View original language description ↓
Casado e pai de 1 filho que frequenta a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha na função pública e com o presente empréstimo pretende comprar material de construção (cimento, areia, pedra, blocos e outros) para dar continuidade com a construção da sua casa.
No futuro pretende concluir a sua casa e mobilar e dar continuidade com os seus estudos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir financiamentos que possam cobrir com os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 27.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Francisco to purchase construction supplies (cement, sand, rocks, bricks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Aug 1, 2012
Currency Exchange Loss:
May 19, 2013