Ama is married and has one child. She has received schooling through junior high school. Ama sells second-hand clothing and operates a provisions store in Adum Banso, near Takoradi, which she has done for the past seven years. Her husband is a driver. Ama uses her income to pay her child’s school fees. Ama will use the loan to purchase more provisions. With the new profits, Ama plans to expand her business.