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Waryani is 43 years old and has two adult children, both of whom work. Waryani supports her family by running a kiosk business, selling kerosene, sweet ice, ice cubes, etc. She operates the business for 14 hours a day. Once a week, Waryani purchases her kiosk stocks at the market.

Waryani would be able to produce more income if she could sell more products at her kiosk, such as rice, frying oil, sugar, coffee, syrup, eggs, margarine, wheat flour, etc. Usually, the demand of those products increases towards Idul Fitri celebration. Waryani is requesting a loan from TLM for 4,500,000 IDR, which she will use to purchase those products. She is hoping that the loan assistance from TLM will enable her to improve her business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 100
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,449.8
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Waryani to purchase kiosk products, such as rice, frying oil, sugar, coffee, syrup, eggs, margarine, and wheat flour.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 25, 2012
Currency Exchange Loss:
May 17, 2014