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Sarafina Group
In this Group: Asha , Zena, Sara, Ramadhan, Jane, Amina, Mwanaisha*, Jabir*, Faiza, Safina, Abasi, Fatuma, Husna, Godfrey
* not pictured
Asha is in her late thirties and married, with one child who goes to school.

She has been running a grocery store for five years now. She works from 7 a.m. to midnight and is able to make a good monthly profit.

This will be her second loan from Tujijenge Tanzania. She used the previous loan to buy chairs and tables and to restock her inventory. She repaid her loan successfully. She wants a loan to add beers to her line of products. Her dream is one day to be able to buy her own car.

Asha will share this loan with her loan group "Sarafina." It has 14 members who will hold one other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 46
    View loans »
    Tanzania Loans Fundraising
  • $15,721,225
    Funds lent in using Kiva
  • 1,585.3
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarafina Group's $4,700 loan helped a member to buy beers to sell in her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 3, 2012
Currency Exchange Loss:
Dec 15, 2012