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Elsa is 30 years old, married and the mother of four children, two of whom are in school. She works very hard to provide for her family by running a general store in the Philippines, and is requesting a loan for PHP 13,000 through NWTF to buy more items to sell to her customers. She has been in her current line of work for six years, and sells a variety of items to her customers, including soap, canned goods and other groceries. In the future, Elsa would like to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 391
    View loans »
    Philippines Loans Fundraising
  • $70,817,050
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elsa to buy more items to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 25, 2012
Currency Exchange Loss:
Jan 15, 2013