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Update on Naomi

Naomi sells items like belts, sunglasses, caps, etc., a business she has done for the last five years where she makes a monthly income of KES 10,000. She saw the need to take a second loan from KADET LTD after experiencing an increase in demand for the goods, so she is applying for her second loan worth KES. 60,000 which she will use to buy more stock of sunglasses, belts and caps for sale. She will use the profits to educate her child.

Her dream is to establish her business well.

Previous Loan Details

Naomi is 20 years old and a single mother of a three year old child. Naomi operates a retail stall selling various items like wallets, caps, and belts. She has been running this business for the last three years, making a monthly income of 6,000 Kenyan shillings (KES). She is taking her first ... More from Naomi's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 582
    View loans »
    Kenya Loans Fundraising
  • $49,852,625
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Naomi to buy a stock of sunglasses, belts and caps for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 25, 2012
Currency Exchange Loss:
Aug 17, 2013