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Nazira was born in 1960, is married and has three children. She has been partnering with our organization since 2011. Nazira has been working at a secondary school for over 32 years. She teaches elementary school classes. Her husband works at a municipal organization. Both of them cannot save enough money to repair their apartment, which needs renovations. They plan to make major repairs during their vacations. Currently, Nazira obtained a loan to make housing repairs and improve her living conditions. Also, she plans to partner with our organization in the future and hopes for a continued partnership and support from "Arvand."
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Назира 1960 года рождения замужем имеет 3 детей. Она сотрудничает с нашей организацией с 2011 года. Назира работает в средней школе более 32 лет. Она преподает в начальных классах. Её муж работает в государственном учреждении.Они оба работают но не могут накопить денег чтобы отремонтировать свою квартиру так как их квартира нуждается в обновлении. Во время отпуска она планирует провести капитальный ремонт с мужем. В настоящий момент она получила кредит для проведение ремонта дома, тем самым улучшить условия проживания. Также в дальнейшем планирует сотрудничать с нашей организацией и надеется на дальнейшее сотрудничество и поддержку со стороны "Арванд"

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nazira to make housing repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 24, 2012
Currency Exchange Loss:
Aug 17, 2013