Elena is a 28-year-old woman who is married with three children. She runs a business selling snacks, frozen goods, drinks and many other general goods and products in her community. She has five years of experience with this business. Elena has requested a loan to purchase a box of chicken, sausage, mutton flaps, a box of noodles, toilet papers, snacks, soft drinks, Vailima beer, cigarettes and a box of tinned fish. She plans to use her profits to improve her business and help with her kid's education. She has been a member of SPBD since 2008.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.