Ahmed M. is 36 years old, single and lives in Razgrad. He works as an official in the local municipality in Razgrad. His field is social work wit ethnic minority groups. But four years ago with the support of his family Ahmed starts his parallel agricultural business. He grows 100 decares with tobacco. His family has own farm buildings and storehouses for keeping production. Ahmed M. needs this $ 1200 loan to supply some fuel.