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Sam is 43 years old, a resident of Kompong Cham province, where the land is very fertile, which enables local people to pursue agricultural businesses as their main source of income. They grow various sorts of seasonal crops such as rice, potatoes, beans, maize, corns, peppers, cashew nuts, and sugar cane. As others, Sam is also working in agribusinesses, planting and harvesting rice and potatoes for sale. She has been doing this for almost 13 years and earns approximately KHR 10,000 per day. Sam is married with four children – three single children and a married child.

Sam would like to maintain her farming business, which is why she decided to borrow additional capital to make improvements to it. She has applied for a loan of KHR 3,000,000 to purchase a new plowing machine for the maintenance of the rice field. Sam hopes to achieve financial stability and uplift her family out of poverty some day.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,085.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sam to purchase a new plowing machine for the maintenance of the rice field.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 24, 2012
Currency Exchange Loss:
Jun 26, 2013