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Teresa Maria
Teresa, 29, is a single mother of two children. Because of this situation she needed to have a job in order to support her children but because she couldn’t find employment she decided to open a small store at home.

She works all day Monday through Sunday. The business has allowed her to spend time with her children and care for them. She lives in the southern sector known as Isla Trinitaria that has unpaved roads which is a great problem; so is crime. Despite this, she will continue in her business for a long time.

The loan she’s requesting is to buy notebooks, construction paper, pens, illustrated prints, etc. in order to have a wide variety of products to offer. In time, her dream is to be able to open a store to increase business.
View original language description ↓
Teresa de 29 años es madre soltera de 2 niños, debido a esta situación se encontró en la necesidad de tener un trabajo para sostener a su familia, como no podía encontrar trabajo decidió abrir un pequeño bazar en su domicilio. La atención la realiza ella de lunes a domingo todo el día, el negocio ha permitido que pueda pasar tiempo con sus hijos y cuidar de ellos. Ella vive en el sector sur conocido como Isla Trinitaria donde no tiene camino pavimentado por lo que representa un gran problema así como la delincuencia, a pesar de esto continuara con su negocio por mucho tiempo. El préstamo que ella solicita es para la compra de cuadernos, cartulina, plumas, láminas, etc., con lo que tendrá más variedad para ofrecer. Con el tiempo su sueño es poder abrir un local para incrementar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Teresa Maria to buy notebooks, construction paper, pens and illustrated prints.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Aug 3, 2012
Currency Exchange Loss:
Jul 17, 2013