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Justiniano, 29, lives in Morazán, Yoro, with his spouse and their four children. Justiniano has been working in his own agriculture business for five years, mainly growing coffee. He has two manzanas [Central American unit of land measurement] of land planted with coffee. He sells his harvests in the local market. His farm has improved and profits from the previous loan were reinvested in the farm. He currently needs to fertilize and apply manure to the crops again for which he needs another 7,000 lempira loan. He hopes the farm will improve and his harvests will be good. His goal is to expand and improve production to give his children a better future.
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Justiniano, tiene 29 años de edad, vive en Morazan Yoro junto a su conyugue y sus 4 hijos. Justiniano tiene 5 años de dedicarse a su propia actividad agrícola, principalmente el cultivo de café, el tiene 2 manzanas de terreno donde realiza el cultivo de café. Esta producción la vende en el mercado local. Su finca a mejorado, las ganancias del préstamo anterior fueron invertidas también en la finca y actualmente necesita volver a fertilizar y abonar el cultivo, para lo cual solicita este otro préstamo por 7,000 Lempiras. Esperando que su finca mejore y sacar buenas cosechas. Su meta es ampliar y mejorar la producción para poderle dar un futuro mejor a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $9,873,575
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Justiniano to buy farm supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 26, 2012
Currency Exchange Loss:
Mar 15, 2013