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Update on Hamisi

Hamisi is taking out another loan to invest in a new business. He is very attentive towards other people. He has been operating a kiosk for four years, selling consumer goods. He is very well-known in his area and is very responsible. He is always looking to provide a better future for his family, and he has always achieved this. He also owns a motorbike taxi, which generates extra income.

Hamisi has decided to request a loan from Yehu to add stock of wheat flour, sacks of sugar, and balers of maize flour. He is very happy to have taken this decision because it will guarantee that the income will increase, and he will be able to fulfill his dream of ensuring that his family do not lack the basics.

He pledges to make his loan repayments on time and even hopes that he will be able to do so before the scheduled repayment date.

Previous Loan Details

Hamisi is a married man with ten children, six of whom are enrolled in school, two have completed school, and two are still too young for school. His wife is a businesswoman who contributes to the provision of the family’s basic needs. He owns a house with neither electricity nor piped water. His... More from Hamisi's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 368
    View loans »
    Kenya Loans Fundraising
  • $50,225,025
    Funds lent in using Kiva
  • 83.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Hamisi to add stock of wheat flour, sacks of sugar, and balers of maize flour.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 24, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Hamisi. It was first posted on Kiva on Oct, 2011. Learn More