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Ms. Robina has started an embroidery business with the help of her husband Mr. Muhammad (also in the picture above) around six years ago. She is 37 years old; she has six children. Four of them are school-going and two children are underage. She has a commitment with herself to provide a quality education to her children.

Robina is in her second loan cycle with Kashf Foundation. She has been in the business of embroidery for the last six years. She started her business at a very small level and expanded it gradually.

In order to fast-track her business growth, she utilized financing from Kashf last year and paid all her installments on time. That loan played a vital role in her business growth by fostering new orders from clients.

Now she needs a loan of PKR 20,000 to purchase raw materials for her business, e.g., thread, embroidery needles, fabrics, etc.

Robina, with the help of her husband, is very keen to expand this business to a high level because now they have good orders and committed clients with them.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 94.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Robina to purchase raw materials for embroidery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 18, 2013