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Som is a 38-year-old married woman who has been living in Siem Reap province. She is responsible for four single children, some of whom have their own employment. Som runs a small store from her home, selling snack foods, spices, sweets, and many miscellaneous household products. She typically generates around US $2 per day to add to her husband’s income. Her husband is in the motorcycle transportation business.

Som is applying for a loan through HKL to expand her store and to purchase merchandise to sell such as snack foods, soft drinks, spices, cigarettes, shampoos, powders, and beauty products. This purchase will allow her to satisfy her customers and thereby increase her income. She is very thankful and will repay her loan on time as scheduled.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Som to expand her store and to purchase merchandise to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 23, 2012
Currency Exchange Loss:
Jun 26, 2013