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Khatuna is 29 years old; she is married and lives in a small village of Akhmeta District with her husband, Zurab. Khatuna and Zurab are busy with an agricultural business. They have a milking cow and produce cheese. They also own a plot of land, where cereals are grown. They sell harvested products on the local open market. The total average monthly income of the family is 500 Lari.

Khatuna requested a loan to purchase an additional milk cow and a calf. Khatuna and Zurab will be able to produce more cheese. This will increase their sales and the family will get additional income. With the increased income they plan to expand their business. They are very hard-working people and take good care of their livestock. Taking into consideration the above mentioned, the living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Khatuna to purchase an additional milk cow and a calf.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 23, 2012
Currency Exchange Loss:
Jun 17, 2013