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Van is from a low-income family; she finished only her elementary education. She is 19 years old, married, and has been blessed with an infant child.

Van aims to provide a good education to her child, so that when she grows up, she will find a better job than what Van does, which is rice farming. Van and her husband help each other to manage their rice field. Taking good care of her crops will result in an abundant harvest in the coming season.

Van wants to make some repairs to her present thatched-roof house, which is sure to suffer from leaks during this coming rainy season. She would like to borrow KHR 1,500,000 to purchase timbers and miscellaneous construction supplies to have her house constructed.

She hopes to have a suitable shelter and provide her family with comfortable living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,083.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Van to purchase timbers and materials to have her house constructed.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 22, 2012
Currency Exchange Loss:
Oct 17, 2013