Cham, aged 23, is married and permanently lives with her spouse and a lovely young child in Siem Reap province, Cambodia. She is appearing in the photo with her helpful husband.
Cham runs a micro hog-raising business at home to add to her husband's income. She had a wooden pigpen where she has installed two pigs, for breeding purposes. A month after her piglets are born, Cham plans to separate them to another place in order to keep them healthier and secure from illness. She has been in this business for two years.
With the loan amount of KHR 1,600,000, Cham will use buy feed for her pigs and, with the balance of the loan, she will purchase chemical fertilizers to ensure good growth of her rice crops. Cham hopes to make more income from her pig business; when they are full grown, she will resell the pigs. From her generated revenue, she will save for the future expansion of her business and for emergencies of the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.