Yanaturo Alto (Cuenca) Group
One of the members of this group is Miriam. She is 20 years old and lives in a common-law marriage. She has one child that is just a month old. Her husband makes a living selling furniture. They do not have their own house because they rent their place.
Miriam at the moment is recovering from the birth. She is caring for her son who is very small. However, in order to help her husband with the household expenses, she makes a living raising and selling guinea pigs, chicken and pigs. She has done this work for two years.
This is her second loan that she is making with the communal bank and she is going to invest it in the purchase of chickens. Her goal is to have her own house.
Una de las socias de este grupo es la Señora. Miriam, tiene 20 años, vive en unión libre y ha concebido un hijo que tiene apenas un mes de nacido, su esposo se dedica a la venta de muebles, no tiene casa propia por lo que vive es arrendando.
La Señora. Miriam por el momento se encuentra recuperándose de su parto, está cuidando de su hijo quien está muy pequeño, pero para ayudar a su esposo con los gastos de su hogar se dedica a la cría y venta de cuyes, pollos y cerdos, se dedica a esta actividad hace 2 años.
Este es el segundo crédito que realiza en el banco comunal y lo va a invertir en la compra de pollos.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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